Digital Cooperative Ecosystem

One App.MultipleCooperatives.

Manage savings, financing, dividends, payments and member accounts through one seamless digital experience designed around your needs.

Mobile app coming soon on
App StoreGoogle PlayHuawei AppGallery
Latest Dividend+ RM 320.00Displayed directly in your account.
Single Sign OnOne AccountAccess multiple cooperatives more easily.
FinancingApply OnlineA simpler application process from your phone.
SavingsCheck AnytimeYour member information is always within reach.
Paparan aplikasi mudah alih iKOOP
One AccountA digital identity for simpler access
24/7Digital access to information and services
Mobile FirstDesigned for the smartphone experience
Since 2018Built for the needs of modern cooperatives
App Experience

Everything that matters, right in your hands.

iKOOP brings essential cooperative services into one intuitive experience, allowing members to view information, submit applications and manage everyday needs with ease.

01 · Savings & Account

View your financial information with greater ease.

View savings balances, transaction records and member account information in one clear and accessible screen.

  • Clearer balances and transaction records
  • Member information in one place
  • Access anytime from your phone
02 · Financing

Apply for financing directly from the app.

Reduce manual steps with a simpler digital application flow that is easier for members to follow.

  • Online applications
  • Easier application status tracking
  • A more organised member experience
03 · Dividends

Cooperative dividends are easier to track.

Dividend distributions are presented more clearly so members can see what they received and when it was credited.

  • Clear dividend notifications and records
  • Better organised transaction history
  • Easier access to return information
04 · Multiple Cooperatives

One account for broader access.

Single Sign On gives members one digital identity to access available cooperative services across the iKOOP ecosystem.

  • One login, a simpler experience
  • Access multiple cooperatives in one app
  • More convenient for members involved with more than one cooperative
One Ecosystem

iKOOP connects members, cooperatives and digital services.

From membership and savings to financing, payments and system integrations, iKOOP brings the cooperative digital journey together on one platform.

✓ Member and account management
✓ Savings, dividends and financing
✓ Payments and digital transactions
✓ API integration based on requirements
iKOOP
MembersProfile & account
CooperativeOperations & services
PaymentsDigital transactions
FinancingOnline applications
API / PartnerSystem integration
iKOOP Features

More capability. Less complexity.

Every module is designed to simplify cooperative processes and deliver a better experience for members.

Membership

Member profiles in one place.

Membership details, accounts and service access are organised for easier reference and management.

ProfileStatementsAccount
Paparan aplikasi iKOOP
Financing

Online applications.

A digital flow that makes it easier for members to submit and follow applications.

OnlineStatusRecords
Dividends

Clearer returns.

Dividend notifications and distribution records are presented in a more organised way.

RecordsNotifications
Card & eWallet

More flexibility for everyday transactions.

A physical card and eWallet experience extend iKOOP for everyday payments and money management.

PaymentsTransfersSpendingMobile
Product Highlights

Three key experiences that set iKOOP apart.

Three key iKOOP highlights are now presented as full-width banners so the message and visuals stay clear, polished and easy to explore.

One Account, Multiple Cooperatives iKOOP
iKOOP Prepaid Mastercard eWallet
Cooperative Dividends Made Easier
01 / 03
Coming Soon

The iKOOP app is coming to your phone.

Stay closer to your cooperative services. The iKOOP app will be available on the App Store, Google Play and Huawei AppGallery.

Aplikasi iKOOP akan datang di App Store, Google Play dan Huawei AppGallery

Your cooperative, closer to you.

Keep iKOOP on your phone for faster access to your account and digital services.

App StoreGoogle PlayHuawei AppGallery
About & Contact

Built for cooperatives ready to move forward.

iKOOP is developed by ALM Fintech Sdn Bhd to help cooperatives make better use of technology and deliver a stronger digital experience to members.

iKOOP

ALM Fintech Sdn Bhd

Since 1 September 2018, iKOOP has been developed to support cooperative management and member needs through practical, accessible technology.

Office AddressNo 3-1(A), Jalan Dagang SB 4/1, Taman Sungai Besi Indah, 43300 Seri Kembangan, Selangor
Frequently Asked Questions

Common questions about iKOOP.

What is iKOOP?

iKOOP is a digital cooperative platform that brings membership, savings, financing, dividends, transactions and member services together in one ecosystem.

Who can use iKOOP?

iKOOP is designed for cooperative management teams and members, based on the modules and access levels provided by each cooperative.

Can iKOOP be used on a phone?

Yes. The iKOOP web interface is responsive, and the iKOOP mobile app is coming soon to the App Store, Google Play and Huawei AppGallery.

Does iKOOP support API integration?

Integration with third-party systems or services can be provided based on project requirements and implementation scope.

iKOOP App · Coming Soon